CRA Benefit Payment Dates for November and December 2026: Every Date, Amount and What to Do If Yours Is Missing
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Quick Answer The remaining CRA and Service Canada payment dates for 2026 are: Ontario Trillium Benefit on November 10 and December 10, Canada Disability Benefit on November 19 and December 17, Canada Child Benefit on November 20 and December 11, and CPP and OAS on November 26 and December 22. If a payment is missing, the most common cause is an unfiled tax return. Book a free consultation with AV CPA to get back on track.
Key Takeaways
- December payments come earlier than usual, especially the CCB (December 11) and CPP and OAS (December 22).
- Most benefits are based on your 2025 tax return. No return usually means no payment.
- Filing a return is worth it even with little or no income.
- CRA benefit scams spike around payment dates. The CRA never asks for gift cards or crypto.
- A CPA can file missing returns and help you recover benefits you missed.
CRA Payment Calendar: November and December 2026
| Benefit | November 2026 | December 2026 |
| Ontario Trillium Benefit (OTB) | November 10 | December 10 |
| Canada Disability Benefit (CDB) | November 19 | December 17 |
| Canada Child Benefit (CCB) | November 20 | December 11 |
| Canada Pension Plan (CPP) | November 26 | December 22 |
| Old Age Security (OAS) | November 26 | December 22 |
| GST/HST credit | No payment (last paid October 5) | No payment; next in early January 2027 |
2026 payment dates as reported by Daily Hive and Narcity from CRA and Service Canada schedules. Confirm in CRA My Account.
If your payment has not arrived, wait five working days after the scheduled date before contacting the CRA. Direct deposit is the fastest and safest way to be paid.
How Much Can You Get? Current Maximum Amounts
| Benefit | Maximum Amount (current period) |
| Canada Child Benefit | Up to $679.75 per month per child under 6; up to $573.58 per month per child aged 6 to 17 |
| Child Disability Benefit (added to CCB) | Up to $290 per month per eligible child |
| Ontario Trillium Benefit: Energy and Property Tax Credit | Up to $1,307 a year (ages 18 to 64) or $1,488 (65+) |
| Ontario Trillium Benefit: Sales Tax Credit | Up to $378 per adult, plus up to $378 for a spouse or child |
| Canada Disability Benefit | Up to $204.20 per month |
| Old Age Security | Up to $762.50 per month (65 to 74) or $838.75 (75+) |
| CPP retirement pension | Up to $1,507.65 per month for new recipients at 65 (average $858.34) |
| GST/HST credit (July 2026 to June 2027) | Up to $543 a year (single), $712 (couples), plus $187 per child |
Maximum amounts depend on income, age, family size and eligibility. Sources: Daily Hive and Narcity, October 2026.
These figures come from the latest published schedules reported by Daily Hive and Narcity. Amounts are indexed to inflation and usually change in January or July, so check CRA My Account for your exact entitlement before planning around a payment.
Who Qualifies for Each Benefit?
- Canada Child Benefit: parents or guardians primarily responsible for a child under 18. Based on 2025 adjusted family net income; families under $38,237 may receive the maximum.
- Ontario Trillium Benefit: Ontario residents who qualify for at least one of its credits for energy, property tax or sales tax. You must file a return and complete the ON-BEN application.
- Canada Disability Benefit: Canadians aged 18 to 64 who qualify for the Disability Tax Credit and meet income rules. Administered by Service Canada.
- CPP: people aged 60 or older who have made at least one valid contribution.
- OAS: people 65 or older with at least 10 years of Canadian residence after age 18.
- GST/HST credit: low and modest income individuals and families, calculated automatically when you file.
Why Your CRA Payment Might Be Missing or Lower
- You or your spouse did not file a 2025 tax return. This is the number one reason payments stop. Both spouses must file for family benefits.
- Your marital status changed. Marriage, separation or a new common-law partner changes family income and must be reported.
- You moved or changed banks. Outdated address or direct deposit details can delay or stop payments.
- Your income went up. Benefits are recalculated each July based on the prior year’s income.
- Custody changed. Shared custody splits the CCB between parents.
- You are a newcomer. New residents must apply for benefits and may need to submit income information from outside Canada.
- The CRA is reviewing your file. Respond quickly to any request for documents to avoid long delays.
How to Make Sure You Get Every Payment
- File your tax return on time every year, even with zero income.
- Register for CRA My Account to see your payment dates and amounts.
- Sign up for direct deposit and keep your address current.
- Report changes in marital status or custody right away.
- Keep receipts and records in case the CRA asks for proof.
- Plan ahead for the new year with our year-end tax planning guide.
Watch Out for CRA Benefit Scams
Scammers time their messages to match real payment dates. Be suspicious of any text, email or call that promises a refund or benefit and asks you to click a link, share personal information or pay a fee. The CRA will never:
- Ask for payment by gift card, prepaid card or cryptocurrency
- Threaten immediate arrest or deportation
- Send a text with a link to claim a refund or benefit
- Ask for your banking or credit card details by email or text
If in doubt, do not click. Log in to CRA My Account directly, or call the CRA using the number on its official website.
When to Call a CPA
If you have years of unfiled returns, missed benefits, a CRA review letter or a complicated situation such as self-employment, rental income or cross-border ties, a CPA can save you time, stress and money. Filing missing returns is often how families recover benefits they did not know they had lost.
AV CPA Professional Corp is a Mississauga-based CPA firm serving the GTA and clients across Canada and the US. We handle personal and corporate tax, late and missing returns, CRA audit support and cross-border filing. US citizens in Canada can also see our guide on what you have to file in 2026. Wondering about fees? Read how much an accountant costs in Canada.
Frequently Asked Questions
When is the next CRA payment in November 2026?
The remaining November 2026 benefit dates are the Ontario Trillium Benefit on November 10, the Canada Disability Benefit on November 19, the Canada Child Benefit on November 20, and CPP and OAS on November 26.
When is the Canada Child Benefit paid in December 2026?
The December 2026 Canada Child Benefit payment is scheduled for December 11, earlier than usual because of the holidays.
Why did my CRA benefit payment stop?
The most common reason is a missing tax return. Benefits like the CCB, GST/HST credit and Ontario Trillium Benefit are based on your prior-year return, so if you or your spouse did not file, payments can stop. Changes in marital status, address, custody or banking details can also interrupt payments.
Do I need to file taxes if I have no income?
Yes, if you want to receive benefits and credits. The CRA uses your tax return to calculate eligibility, so filing even with zero income keeps payments like the GST/HST credit and CCB flowing.
How do I know if a CRA message is a scam?
The CRA will never ask you to pay with gift cards, prepaid cards or cryptocurrency, threaten immediate arrest, or send a link by text to claim a refund. If in doubt, log in to CRA My Account directly or call the CRA using the number on its official website.
Can an accountant help me get missed benefits?
Yes. A CPA can file late or missing returns, correct errors and help you claim benefits you were eligible for. AV CPA Professional Corp in Mississauga offers free consultations; call 289-218-6331.
Missing a Payment? Let’s Fix It
| Do not leave money on the table. Our CPAs can file missing returns, sort out CRA issues and make sure you receive every benefit and credit you qualify for. Book a Free Consultation | Call 289-218-6331 | Chat on WhatsApp AV CPA Professional Corp, 320 Matheson Blvd W, Suite 211, Mississauga, ON L5R 0H2 |
